Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time What percent of students receive scholarships or grants for college? PLAY: The Bean Game What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? RESEARCH: Credit Protections PLAY: Roll with the Market ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses PLAY: Types of Car Insurance What percent of Americans with credit card debt have carried a balance for over 1 year? How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Create a Histogram AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Systems