Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores What percent of Americans who have credit card debt won't be able to pay it off within a year? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? When the Mean is Nice CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game

DESMOS ACTIVITIES

DESMOS: Marbleslides: Exploring Exponentials DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Exponential Growth in Circles DESMOS: Growth Factor and Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Complex Systems of Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Chance Experiments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Prize Wheel Puzzle DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: College Sticker Price and ACT Scores DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential vs Linear Patterns DESMOS: Credit Dot Plots DESMOS: OLS Regression and College Costs DESMOS: Exponential Regression in Investing DESMOS: Investing and Exponential Change DESMOS: Linear Growth Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations from Checking Word Problems DESMOS: Future Value of a Periodic Investment