Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging What do cardholders fear most when using a credit card? CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Fair Credit Reporting Act You Just Gotta Habit! FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market What percent of Americans who have credit card debt won't be able to pay it off within a year? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Option is Best? When the Mean is Nice Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund MOVE: Types of Employment INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! COMPARE: Auto Loans ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Point Collector: Lines DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Investing and Exponential Change DESMOS: Chance Experiments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: Systems of Two Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing Linear Equations and Checking DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Conditional Probability DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing the Cost of Different Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential vs Linear Patterns