Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment You Just Gotta Habit! When the Mean is Nice ANALYZE: Dollar Cost Averaging INTERACTIVE: Invest with STAX! PLAY: The Bean Game COMPARE: Types of Savings Accounts Which savings strategy is most effective? What percent of students receive scholarships or grants for college? ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package MOVE: Types of Employment MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Regression in Investing DESMOS: Real World Linear Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Conditional Probability DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Point Collector: Lines DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Systems DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Chance Experiments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Matching Recursive Sequences