Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? FINE PRINT: Schumer Box RESEARCH: Credit Protections When the Mean is Nice INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs RESEARCH: Professional Certifications PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Fair Credit Reporting Act COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Prize Wheel Puzzle DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Credit Dot Plots DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Sampling Methods DESMOS: Writing Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring Tax Rates by Income Level and Tax Type