Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action PLAY: The Bean Game COMPARE: Types of Savings Accounts What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator When the Mean is Nice CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging RESEARCH: Credit Protections PLAY: It Costs HOW Much? PLAY: Roll with the Market CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance You Just Gotta Habit! MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college?

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Four Views of a Function DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Growth in Circles DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing DESMOS: Polygraph: Guess the Distribution DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Histograms and Box Plots of Housing Costs DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Systems of Two Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Chance Experiments DESMOS: Create a Histogram DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Future Value of a Periodic Investment DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Credit Dot Plots DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Conditional Probability DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth