Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? PLAY: Roll with the Market FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts PLAY: The Bean Game MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice PLAY: Types of Car Insurance PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator You Just Gotta Habit! MOVE: Inflation Over Time CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Systems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Growth in Circles DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Prize Wheel Puzzle DESMOS: Writing Linear Equations and Checking DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Real World Linear Inequalities DESMOS: Credit Dot Plots DESMOS: Growth Factor and Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Four Views of a Function DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Chance Experiments