Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? RESEARCH: Credit Protections PLAY: Roll with the Market What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game Just Gotta Habit COMPARE: Auto Loans FINE PRINT: Financial Aid Package What do cardholders fear most when using a credit card? What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs When the Mean is Nice ANALYZE: Household Debt and Credit Report What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! MOVE: Types of Employment CALCULATE: Your Federal Taxes COMPARE: Types of Savings Accounts RESEARCH: Fair Credit Reporting Act CALCULATE: Impact of Credit Score on Loans

DESMOS ACTIVITIES

DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Writing Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential Growth in Circles DESMOS: Chance Experiments DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Create a Histogram DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Growth of Savings vs Investments DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: Point Collector: Lines DESMOS: Future Value of a Periodic Investment DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential vs Linear Patterns