Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

You Just Gotta Habit! When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! PLAY: The Bean Game PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! Which savings strategy is most effective? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans MOVE: Inflation Over Time COMPARE: Which Repayment Option is Best? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate